Benefits Available For Injured Maritime Workers
When a maritime workers gets hurt on the job, they deserve to feel financially secure until they can return to work. Without these workers, the American economy as we know it would not be able to function. It’s important that they’re protected when a workplace accident prevents them from returning to work.
Depending on the nature of your job duties as a maritime worker, you may be entitled to benefits under either the Jones Act or the Longshore and Harbor Workers’ Compensation Act (LHWCA). These acts each have different rules about filing a claim. While LHWCA claims are no-fault and don’t allow you to hold your employer liable for negligence, Jones Act claims do allow you to sue your employer if their negligence contributed to your injury.
Largest Ports In New Jersey
The state of New Jersey has 14 ports which process domestic and international cargo loads at various terminals. Ports in the northern section of the state are generally run by the Port Authority of New York and New Jersey, while those in the southern section are usually run by local agencies.
Port Of Camden
The Port of Camden is run by the South Jersey Port Coporation (SJPC). The SJPC is known for handling breakbulk cargos and specializes in wood and steel products. This port contains two terminals: the Beckett Street Terminal and Broadway Terminal. Several hundred international and domestic cargo ships move through the port each year, transporting millions of tons of cargo.
Port Of Newark
The Port Authority of New York and New Jersey oversees the Port of Newark. This is one of the most important ports in the country, as it’s the main container ship facility for cargoes entering and leaving New York City and the rest of the northeastern part of the country. Popular imported goods at this port include furniture, women’s and infant’s clothing, and beer. Exported goods include paper, carbon, automobiles, metal scap, and crepe.
Gloucester Marine Terminal
Located in Gloucester City, this port terminal is operated by Gloucester Terminals LLC. This terminal is ranked #1 in the US for the capacity to store refrigerated goods, and many perishable products pass through this port for that reason. Other common cargoes include forest products, steel, and containers.
Jones Act Or Longshore & Harbor Workers’ Comp?
If you’ve recently been injured while working on or near the water, you may be wondering which benefit system applies to you. Depending on where you spend a significant amount of time working, you may be eligible for one of the following two claims:
If you spend at least 30% of your work hours in the service of a vessel on navigable waters, you are covered under the Jones Act. This Act provides maintenance and cure benefits for any injury, which help pay for living expenses and medical bills. Additionally, you can sue your employer if any form of negligence played a role in your injury, including mistakes by co-workers or your employer’s failure to keep your work vessel safe. Vessel owners can also be held liable if their vessels contain an unsafe or defective condition, also known as being unseaworthy.
Longshore and Harbor Workers’ Compensation
If you work in a maritime setting but you’re not covered under the Jones Act, then you are most likely covered by the Longshore and Harbor Workers’ Compensation Act. These benefits provide compensation for lost wages, medical expenses, vocational rehabilitation services, and other injury-related expenses. Dock and harbor workers, longshoremen, stevedores, and others who primarily work near the water are usually covered under this Act.
What To Expect From The Claims Process
If you’ve recently suffered an injury as a maritime or offshore worker, it’s important to be aware of the challenges you may face. A serious injury can be costly, and the expenses can quickly become unmanageable, especially if you’ve been unable to return to work. While legislation like the Jones Act and LHWCA are supposed to protect injured maritime workers, the process of filing for compensation can be complicated.
In either type of claim, you should be prepared to deal with your employer’s insurance company and their team of lawyers. The primary focus of insurance companies is to deny as many claims as they can, so that they can boost their profits as much as possible. In order to give yourself the best chance in court against these companies and their lawyers, it’s usually wise to have an experienced maritime work injury lawyer on your side.